More buyers than ever hold significant wealth in crypto — but real estate processes haven’t caught up. This mismatch causes unnecessary friction during applications.
Why traditional documents fall short
Banks and landlords typically ask for:
- Bank statements
- Salary slips
- Tax records
These documents often fail to reflect crypto holdings, especially for:
- Long-term holders
- Founders paid in tokens
- Early investors
The result? Qualified buyers being treated as high risk.
What real estate stakeholders actually need
Contrary to popular belief, landlords and brokers don’t need full transparency.
They need:
- Confirmation that funds exist
- Confidence the buyer controls them
- Assurance the funds are recent and verifiable
They don’t need transaction history or wallet access.
How crypto proof of funds bridges the gap
A crypto proof of funds document provides:
- Aggregated balance across wallets
- USD-denominated totals
- Timestamped verification
- Third-party verifiability via QR code
This mirrors traditional proof of funds documents — just crypto-native.
When to use crypto proof of funds
- Rental applications
- Property purchases
- New-build reservations
- Bridging loan discussions
Used early, it can prevent delays and misunderstandings.
A note on regulation and compliance
Proof of funds does not replace:
- KYC requirements
- AML checks
- Tax obligations
It complements them by making crypto wealth legible to non-crypto institutions.
Crypto wealth is real wealth. It just needs the right format to be understood.